The Complete Guide to Money for Normal People

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Property

Savings

Banking

CREDIT CARDS

BUSINESS

FINANCIAL TOOLS

kai-money-financial-dictionary
Useful Tools

Financial Dictionary

I noticed that a lot of companies use fancy terms, big words or random acronyms just to confuse us. When we’re confused they can use their little tricks to subtly take our money from us. Getting richer as we…

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kai-money-loan-calculator
Useful Tools

Loan Calculator

So you’re thinking of taking out a loan to pay for something? A loan is big commitment and isn’t free money! You have to pay back interest on the money that you borrow. Sometimes, depending on your credit history,…

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Useful Tools

Running a House Calculator

So you’re planning on buying a new house & already understand all of the hidden costs involved in the buying process! What most people forget are the hidden costs involved in running & keeping your house. Remember that you…

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kai-money-buying-a-house-calculator
Useful Tools

Buying a House Calculator

Buying your own house is a massive achievement! But, in the excitement of searching for the perfect house we normally forget all the other hidden costs to buying a house. So, we’ve put together a quick calculator to help…

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kai-money-salary-calculator
Useful Tools

Salary Calculator

The amount we earn has a massive effect on how much wealth we can generate & keep! So we’ve put together a quick calculator to help you understand how much money you make each month from your yearly salary.…

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kai-money-what-is-a-stocks-shares-isa-savings-account
Savings

What is a Stocks & Shares ISA?

If you are planning on investing your money in stocks and shares than a Stocks & Shares ISA is pretty much perfect for you. The way it works is pretty easy, if your investments go all the way up…

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Property

What Types of Mortgages Are There?

There are two main types of Mortgages, these are: Repayment Mortgages – Where you pay back a bit of the loan and a bit of interest every month Interest-Only Mortgages – Where you pay back the interest each month…

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kai-money-what-is-help-to-buy
Property

What is Help to Buy?

If you’re looking to buy a house & can’t put together the biggest deposit in the world, then the Government Help to Buy Scheme is pretty much perfect for you! To put it simply, it’s just a loan from…

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